Quick-FAQ

No credit history means that you are yet to take your first loan. Insta Auto Solutions is always open to providing credit to first time borrowers and it will help build your credit history.

No, bankruptcy does not affect our loan approval process. Even if you are not discharged from a bankruptcy or still in the proposal phase, you will get a loan. Plus, taking a car loan will help rebuild your credit standing.

It all depends on your credit. We aim to secure an auto loan without any down payment. In most cases, your credit is not as bad as you think and we are able to negotiate a solution with the banks to either avoid a down payment or if not, then a limited down payment figure. Either way, we strive to find loan options that are suitable for you.

We are a direct lender and our loan processes are smooth and quick. We provide approvals within 24 hours as long as you provide all the required information.

We use Secure Socket Layer (SSL) that keeps your credit information and other private data secure. Additionally, private information remains private and we never give it out. So yes, all your information is secure. Take a look at our Privacy Policy.

The monthly rates depend on the vehicle you purchase and can range anywhere between 4.99% to 29.9%. We will work with you to settle on a monthly rate and a payment plan that you can afford.

There are no hidden costs or fess for getting your car financed from us.

How much you can borrow depends on your ability to repay. Once you submit your application, we will be able to give you a definite figure.